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Binance Tax Calculator New Zealand

New Zealand has no general capital gains tax, but if you acquired crypto on Binance with the purpose of disposal at a profit, IRD treats your gains as taxable income. Upload your Binance CSV and get an NZD report with gain estimates at your marginal tax rate. Optionally combine with Coinbase, Kraken, or Nexo so cost basis flows globally across every exchange in a single NZD report.

Instant preview No sign-up Multi-exchange: Binance + Coinbase Intent test · marginal rates
Step 1
Choose your country

Apply the right tax rules from the start.

Step 2
Choose tax year

Preview the report for the year you need to file.

Steps 3-5

Upload Binance and combine exchanges

Start with your Binance CSV. Optionally add Coinbase, Kraken, or Nexo so cost basis flows globally across every exchange in a single NZD report.

One global cost basis Up to 3 exchanges No sign-up
Primary exchange
Binance CSV Required

Upload the full Binance export first. You can add other exchanges next.

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Drop your Binance CSVs here
Drop one or more Binance CSVs here or . Binance often caps each export to ~1 year — upload all the files since you opened your account so cost basis carries forward correctly.

Export your Transaction History:

  1. Log in to binance.com
  2. Click Wallet and open Asset History
  3. Open the export flow and select Export Transaction Records
  4. Set the time range from account opening to today, not just the tax year
  5. Generate and download the CSV when Binance finishes preparing it

This export includes spot trades, Earn, staking, deposits, withdrawals, dust conversions, and more. Binance CSV is the required first step on this page.

Add additional exchanges (optional)
Combine Binance with up to 2 more exchanges for the full tax picture
Add on-chain wallet coverage (optional)
Optional wallet coverage
MetaMask, Phantom, or pasted wallets

Connect your wallet app for a faster start, or paste EVM, Solana, and BTC addresses manually.

Read-only. Pull in EVM wallets faster.
Read-only. Pull in Solana wallets faster.
or paste wallet addresses manually
Paste wallet address
📡 41+ EVM chains 🌐 Phantom + SPL history ⚖ 8,000+ DeFi protocols 💰 Max 5 wallets
Upload your Binance transaction history CSV first, then optionally add MetaMask, Phantom, or pasted wallets for complete coverage.
No sign-up required FIFO / Section 104 Read-only wallet scan 75+ Binance ops
Why NZ Binance users choose DYOR.tax

Built for intent-based income tax, 75+ Binance operations, and IRD-ready output

Upload your Binance CSV and optionally add MetaMask, Phantom, or pasted wallet addresses. Gain estimates at marginal income tax rates for New Zealand filers.

📊

75+ Operations

Spot trades, Earn, Savings, Launchpool, dust conversions, and every Binance operation type parsed.

🌐

DeFi & 41+ Chains

Add your wallets to capture Uniswap swaps, Aave lending, Lido staking, and 8,000+ protocols.

💰

Intent-Based Tax

NZ taxes crypto profits as income when acquired with intent to sell. Get gain estimates for your IRD return.

🌎

NZD Currency

All values converted to New Zealand dollars using historical exchange rates. Ready for IRD filing.

Simple, one-time pricing

No subscriptions. Pay once per tax year.

Up to 50 events
NZ$49
51 – 100
NZ$65
101 – 500
NZ$79
501 – 1,000
NZ$95
1,001 – 3,000
NZ$129
3,001 – 5,000
NZ$165
5,001+
NZ$215

Getting your Binance CSV

Binance provides a single comprehensive export that covers all activity types - spot trades, Earn, Savings, staking, and Launchpool products.

  1. Log in to binance.com.
  2. Click the Wallet icon and go to Asset History.
  3. Click the export icon and select Export Transaction Records.
  4. Set the time range from account opening to today, not just the tax year, and click Generate.
  5. Download the CSV when ready.

Upload your complete history including prior years. The calculator needs your earliest purchases to build accurate cost basis queues for FIFO matching.

When are Binance profits taxable?

New Zealand has no general capital gains tax. But if you acquired crypto with the intention to dispose of it for profit, IRD treats any gain as taxable income. For most people actively trading on Binance, this threshold is met.

The key legal test is "acquired for the purpose of disposal." If you bought crypto on Binance planning to sell it when the price went up, the profit is taxable. This catches most exchange traders, especially those making regular buys and sells.

Taxable gains are added to your other income and taxed at your marginal rate, which ranges from 10.5% to 39% depending on your total income bracket.

IRD has signaled increasing enforcement on crypto. Information-sharing agreements with overseas tax authorities mean Binance activity is not invisible to New Zealand tax officials.

What the calculator does

The calculator parses all 75+ Binance operation types - spot trades, Earn subscriptions and redemptions, Savings interest, Launchpool rewards, dust conversions, distributions, and more. Each disposal in your selected tax year gets a cost basis, sale proceeds, and gain calculation using FIFO matching.

Since NZ taxation depends on intent, the report provides gain estimates that you can use with your tax advisor to determine which disposals are taxable. Not every trade may qualify, and the intent test is fact-specific to your situation.

Binance CSVs report values in the trading pair's quote currency (USDT, BTC, etc.), not NZD. Our engine converts every transaction to New Zealand dollars using historical daily exchange rates. The report includes a trading summary, income section for staking rewards, top assets by P&L, end-of-year holdings, and a complete transaction audit trail.

IRD and your Binance history

Related calculators and guides

Binance calculator: Binance Tax Calculator (all countries)
NZ calculator: New Zealand Crypto Tax Calculator (all exchanges)
Other exchanges in NZ: Coinbase NZ · Kraken NZ

Tax rule verification

Official tax sources for New Zealand

Last verified: . We check the New Zealand tax treatment described on this page against Inland Revenue cryptoasset guidance before publishing calculator copy or report assumptions. DYOR.tax is tax software, not personal tax advice.

Official tax sources

Product updates

Binance parser improvement history

We publish Binance parser updates so you can see how the calculator is maintained against real CSV variants, edge cases and country tax rules.

Latest Binance parser improvement:

View full changelog

  1. Improved Binance legacy dust conversion pricing

    Legacy Binance dust conversions now price from matching BNB proceeds, reducing unmapped rows in large historical Transaction History exports.

  2. Auxiliary Binance CSV files recognized and guided

    Binance auxiliary exports such as Earn Subscription History are now recognized as non-taxable helper files. If only an auxiliary file is uploaded, the calculator guides the user to upload Transaction History instead. When auxiliary files accompany valid Transaction History, they are safely ignored and coverage guidance is shown.

  3. Expanded historical price coverage for older Binance exports

    Added CoinGecko symbol mappings for legacy and delisted assets found in older Binance CSV exports, including BZRX, WAVES, KLAY, SXP and others. Long account histories can now resolve more acquisition and disposal values before tax-year calculations.

  4. Multi-CSV import hardened for real-world Binance export bundles

    Hardened Binance multi-CSV imports for real-world export bundles. The parser now handles Spot Trade History uploads bundled with auxiliary Order History and 'No data' CSV files, including localized Spanish `Fecha(UTC)` and English `Date(UTC)` headers, so valid trade history files are analyzed instead of being blocked by helper exports.

  5. Dust conversion pricing hardened

    Small Assets Exchange BNB dust conversions are now priced from the matching BNB proceeds row in the Binance CSV, matched by the Remark field (e.g. "LINA to BNB"). Scientific notation amounts such as 1.0E-7 are parsed correctly. Validated against a real-world 10,238-row CSV with 3,384 normalized movements.

Frequently Asked Questions

Not if you acquired crypto with the intention to sell for profit. New Zealand has no general capital gains tax, but gains on assets acquired for the purpose of disposal are taxable as income. Most active Binance traders would meet this threshold.

IRD considers factors including frequency of trading, holding periods, trading volume, whether crypto is a source of income, and your stated purpose at the time of purchase. Regular Binance trading - frequent buys and sells over short periods - strongly suggests intent to profit.

Yes, always. Income from property, including Earn interest, staking rewards, and Launchpool distributions, is taxable in New Zealand regardless of intent. These are taxed at your marginal income tax rate when received. When you later sell those tokens, any further gain may also be taxable.

Binance does not issue NZ tax documents or report directly to IRD. However, New Zealand participates in international data-sharing frameworks including the Common Reporting Standard. IRD is expanding crypto enforcement and you should not assume your Binance activity is invisible.

Unrealized gains are not taxable. But if you acquired crypto with the intent to sell for profit, the gain becomes taxable when you eventually dispose of it. The intent at the time of purchase is what matters, not just the holding period.