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Coinbase Tax Calculator New Zealand

New Zealand has no general capital gains tax, but that doesn't mean your Coinbase profits are tax-free. If you bought crypto with the intention to sell for profit, IRD treats your gains as taxable income. Upload your Coinbase CSV and get a report with gain estimates at your marginal tax rate.

Instant preview No sign-up 35+ tx types Wallet + CSV merge
Step 1
Choose your country

Apply the right tax rules from the start.

Step 2
Choose tax year

Preview the report for the year you need to file.

Steps 3-5

Upload Coinbase data and complete your coverage

Start with your Coinbase CSV, then optionally connect MetaMask, Phantom, or paste wallet addresses to merge DeFi, staking, and self-custody activity.

CSV-first flow Optional wallet merge No sign-up
Primary path
Coinbase CSV Required

Upload the complete Coinbase Statements CSV. Wallet coverage stays optional and can be added after.

Drop your Coinbase CSV here
Export the Statements CSV for all time, then drop the file or .

Export from Coinbase Statements:

  1. Go to accounts.coinbase.com and sign in
  2. Select Statements from the sidebar
  3. Under "Generate custom statement" choose All assets and All transactions
  4. Set date range to All time so cost basis stays complete
  5. Choose CSV format and click Generate

Coinbase CSV is the required first step on this page. Wallet coverage is optional.

Combine wallet and exchange data
Optional wallet coverage
MetaMask, Phantom, or pasted wallets

Connect your wallet app for a faster start, or paste EVM, Solana, and BTC addresses manually.

Read-only. Pull in EVM wallets faster.
Read-only. Pull in Solana wallets faster.
or paste wallet addresses manually
Paste wallet address
📡 41+ EVM chains 🌐 Phantom + SPL history ₿ BTC manual paste 💰 Max 5 wallets
Upload your Coinbase Statements CSV first, then optionally add MetaMask, Phantom, or pasted wallets for complete coverage.
No sign-up required FIFO method Read-only wallet scan Filing-ready report
Why New Zealand Coinbase users choose DYOR.tax

Intent-based gain estimates, NZD reporting, and wallet coverage in one report

IRD taxes crypto as income if you bought with intent to sell. Upload your Coinbase CSV and optionally merge wallets for a complete NZD report with gain estimates at your marginal rate.

📊
Reporting

Trade-by-Trade P&L

Every buy, sell, swap, and staking reward matched and priced with FIFO cost basis.

🌐
Coverage

DeFi & 41+ Chains

Add your wallets to capture Uniswap swaps, Aave lending, Lido staking, and 8,000+ protocols.

💰
IRD rules

Intent-Based Tax

NZ taxes crypto profits as income when acquired with intent to sell. Report shows gain range estimates for IRD filing.

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Currency

NZD Currency

All values converted to New Zealand dollars using historical exchange rates for IRD reporting.

Simple, one-time pricing

No subscriptions. Pay once per tax year.

Up to 50 events
$29
51 – 100
$39
501 – 1,000
$59
1,001 – 3,000
$79
3,001 – 5,000
$99
5,001+
$129

How to export your Coinbase transaction history

Coinbase stores your full trading history under Statements. You need the complete CSV, not just the current year, so the calculator can build accurate cost basis queues from your earliest purchases.

  1. Go to accounts.coinbase.com and sign in.
  2. Select Statements from the left sidebar.
  3. Under "Generate custom statement," select All assets and All transactions.
  4. Set the date range to All time.
  5. Choose CSV format and click Generate.

The export includes buys, sells, sends, receives, converts, staking rewards, Coinbase Earn, learning rewards, and Advanced Trade fills - all 35+ transaction types in a single file.

When are Coinbase profits taxable in NZ?

New Zealand has no general capital gains tax. But if you acquired crypto with the intention to dispose of it for profit, IRD treats any gain as taxable income. For most people actively trading on Coinbase, this threshold is met.

The key legal test is "acquired for the purpose of disposal." If you bought crypto on Coinbase planning to sell it when the price went up, the profit is taxable. This catches most exchange traders, especially those making regular buys and sells.

Taxable gains are added to your other income and taxed at your marginal rate, which ranges from 10.5% to 39% depending on your total income bracket.

IRD has signaled increasing enforcement on crypto. Information-sharing agreements with overseas tax authorities mean Coinbase activity is not invisible to New Zealand tax officials.

What the calculator does

The calculator parses all 35+ Coinbase transaction types and applies FIFO matching across your complete history. For each disposal in your selected tax year, it calculates the cost basis, sale proceeds, and gain.

Since NZ taxation depends on intent, the report provides gain estimates that you can use with your tax advisor to determine which disposals are taxable. Not every trade may qualify, and the intent test is fact-specific to your situation.

All values are converted to NZD using historical daily exchange rates. The report includes a trading summary, income section for staking rewards, top assets by P&L, end-of-year holdings, and a complete transaction audit trail.

IRD and Coinbase

Related calculators and guides

Coinbase calculator: Coinbase Tax Calculator (all countries)
NZ calculator: New Zealand Crypto Tax Calculator (all exchanges)
Other exchanges in NZ: Binance NZ · Kraken NZ

Frequently Asked Questions

Not necessarily. New Zealand has no general capital gains tax, but if you acquired crypto with the intention to sell for profit, gains are taxable as income. Most active traders on Coinbase would meet this threshold.

IRD considers factors including frequency of trading, holding periods, whether crypto is your primary income source, and your stated purpose at the time of purchase. Regular Coinbase trading - frequent buys and sells over short periods - strongly suggests intent to profit.

Yes. Income from property, including staking rewards, is always taxable in New Zealand regardless of intent. Staking rewards received on Coinbase are taxed at your marginal income tax rate when received. When you later sell those tokens, any further gain may also be taxable.

Coinbase doesn't issue NZ tax documents directly. However, IRD has information-sharing agreements with other tax authorities and is expanding crypto enforcement. You should not assume your Coinbase activity is invisible to New Zealand tax officials.

Unrealized gains are not taxable. But if you acquired crypto with the intent to sell for profit, the gain becomes taxable when you eventually dispose of it. The intent at the time of purchase is what matters, not just the holding period.