Why Robinhood Crypto Tax Reporting Has Extra Wrinkles
The mixed stock-and-crypto problem
Robinhood is a mixed account environment - equities, options, and crypto sit side by side, and they appear together in the combined tax document. That creates two failure modes that catch Robinhood crypto filers off guard:
- The consolidated PDF looks complete because it covers stocks and crypto together, but the PDF alone does not show the trade-by-trade crypto detail needed for lot-level basis tracking
- Stock-specific rules such as wash sales differ from crypto rules - wash sale rules do not apply to cryptocurrency under current US law the way they apply to securities, so loss adjustments from the stock side should not be carried over to crypto losses without checking the specific treatment
- CSV transaction files for the full year become available after the Consolidated 1099s - Robinhood says 2025 CSV files become available after February 17, 2026
- If you moved crypto on-chain, the transfer history export is a separate file from the filled trades CSV, and both matter for preserving the cost basis chain
What Robinhood reports on Form 1099-DA
Robinhood says 2025 crypto activity is included in a combined PDF tax document available by February 17, 2026, and that Robinhood Crypto users receive Form 1099-DA. Tax day for the 2025 return is April 15, 2026. The 1099-DA covers proceeds from reportable digital asset disposals - useful as a cross-check, but not a full lot-by-lot gain/loss calculation and it does not account for cost basis from assets acquired outside Robinhood.
How to Export Your Robinhood Transaction History
When CSV files become available
Robinhood releases CSV transaction files for a given tax year after it publishes the Consolidated 1099s. For 2025, that means the CSVs become available after February 17, 2026. If you need to run a preview before that date, you may need to work from the available subset or wait for the full CSV release.
What to include beyond the combined PDF
For crypto tax work on this page, start with the full-year Robinhood CSV files - not the combined PDF alone:
- Log in to Robinhood and open your tax documents or CSV transaction files section.
- Download the full-year crypto CSV export for the year you are filing.
- If you moved crypto on-chain, also download the crypto transfer history separately.
- Upload the CSV here. Keep the transfer history visible as a second layer of review alongside the report.
Robinhood Crypto Tax Treatment
Sales and swaps
Selling crypto for USD is typically the main taxable moment. The IRS treats digital assets as property, so each sale creates a gain or loss based on cost basis, holding period, and proceeds. If you swapped crypto-to-crypto on Robinhood, those swaps are typically also taxable disposal events in the same way as a sale.
Wash sales do not apply to crypto - yet
Under current US law, wash sale rules do not apply to cryptocurrency the way they apply to stocks and securities. If you sold crypto at a loss on Robinhood and bought back within 30 days, that loss is currently not disallowed by the wash sale rule. Your stock activity in the same Robinhood account does remain subject to wash sales. The two treatments differ within the same account, which is why reviewing crypto and stock tax situations separately matters here.
Transfers, network fees, and withdrawal disposals
Moving crypto from Robinhood to a self-custody wallet is usually not a taxable event by itself - it is a transfer, not a disposal. However, the network fee paid to complete that withdrawal can itself be a disposal of appreciated crypto, depending on the facts. Keep the transfer history export because it also preserves the acquisition date and basis for assets later sold from the receiving wallet.
How DYOR.tax Processes Your Robinhood CSV
What's in the report
DYOR.tax processes Robinhood's crypto trade and transfer-history CSV formats, reconstructs buys and sells, keeps deposits and withdrawals out of the disposal bucket, and applies US FIFO, LIFO, or HIFO cost basis depending on the method you select. The output is a filing-ready US crypto tax report aligned with IRS property rules. The calculator does not process stock or options activity from the same Robinhood account.
This page is US-first
Robinhood Crypto is a US product. The seven-country selector is present in the calculator, but this page is written for the US filing flow. If you are filing in the UK, Canada, or Australia and also used Robinhood, start from the relevant country page for the broader filing context.
Also available
If Robinhood was only part of your year - for example, you also used a dedicated crypto exchange - the Coinbase tax calculator and Kraken tax calculator cover the same US filing flow and can be used alongside the Robinhood output.