How Crypto Is Taxed in Australia
The Australian Taxation Office (ATO) treats cryptocurrency as a CGT asset. When you sell, swap, spend, or gift crypto, it triggers a capital gains tax (CGT) event. Crypto gains are included in your assessable income and taxed at your marginal rate. If you held the asset for more than 12 months, a CGT discount may be available after capital losses, subject to the verified individual eligibility inputs.
CGT discount for long-term holds
Capital losses must be applied before any CGT discount. The released report supports an eligible full-year Australian-resident individual and may apply a 50% discount to a qualifying gain on an asset held for more than 12 months. Residency, taxpayer type, losses and discount eligibility are explicit inputs in the optional tax-details panel; other taxpayer types receive the records and form mapping without a personal estimate.
- FIFO software assumption: We use First In, First Out to match each sale to the earliest available purchase lot. The ATO does not prescribe universal FIFO; review whether the parcel allocation is supported by your complete records.
- Personal use asset exemption: Crypto acquired for A$10,000 or less and used to purchase goods or services for personal use may be exempt from CGT. This exemption does not apply to crypto held as an investment.
- Crypto-to-crypto swaps: Swapping one token for another is a CGT event. The proceeds are the fair market value of what you received at the time of the swap.
- FX conversion: Foreign-currency values are converted to Australian dollars using historical daily rates from Reserve Bank of Australia table F11.1, with the latest prior published observation for weekends and holidays.
Australian financial year and deadlines
The Australian tax year runs from 1 July to 30 June. The 2025/26 financial year covers 1 July 2025 to 30 June 2026. The standard self-lodgement deadline is 31 October 2026, subject to the ATO next-business-day rule. Eligible registered-tax-agent clients may have a later program date, which varies by client category.
What you need to report
Capital gains and losses from crypto go in the Capital Gains section of your individual tax return. If you received staking rewards, mining income, or airdrops, these are generally treated as ordinary income at the time of receipt and reported in your assessable income.
ATO enforcement and data matching
The ATO obtains crypto-asset data from Australian designated service providers through its published data-matching program. Its 2023–24 annual report says it sent nearly 365,000 informative pre-fill messages asking taxpayers to consider the tax consequences of crypto-asset sales.
If you used a provider covered by that program, the ATO may already hold transaction data relevant to your return. Accurate records and reporting remain your responsibility.
What's in the report
The free activity preview includes transaction and holding-period information in AUD. The paid report provides FIFO disposal and income records, the ATO form mapping and review items for your tax agent. Adding your tax details in the optional panel includes the incremental resident income-tax estimate once the server also verifies the released resident-individual scope, explicit loss inputs, confirmed FIFO method and discount eligibility.
DeFi, wallets, and Bitcoin
If you also traded on-chain, add your wallet addresses to merge exchange data with DeFi activity across 40+ supported networks (including Solana), plus Bitcoin. Hold BTC in a hardware wallet? Add your Bitcoin addresses (P2PKH, P2SH, Bech32, or Taproot) and we scan your full history. Up to 5 EVM/Solana wallets and 3 BTC addresses per report.
Australia crypto tax deadline
The standard ATO self-lodgement deadline for the 2025/26 financial year is 31 October 2026; the next-business-day rule applies when needed. Eligible tax-agent clients may have later dates. See Australia crypto tax deadline 2026 for the current details.
Other countries and calculators
We also generate country-specific reports for the US, UK, Canada, New Zealand, India, and South Africa. We support Coinbase (35+ transaction types), Binance (75+ operations), and Kraken (ledger format with refid pairing). If your trading year also touched offshore spot venues, see our Bybit, OKX, Crypto.com, or MEXC pages too.