What is the ATO crypto tax deadline for 2025/26?

The standard self-lodgement deadline for the 2025/26 financial year is 31 October 2026; when 31 October is not a business day, the ATO next-business-day rule applies. Eligible taxpayers using a registered tax agent may have a later date under the agent lodgement program.

Does the ATO know about my crypto trades?

The ATO operates a data matching program with designated service providers including Australian crypto exchanges. If you traded on a local exchange, the ATO likely has your transaction data and will cross-reference it against your lodged return. The ATO has also issued guidance that crypto is a focus area for compliance. Reporting accurately is the correct approach.

How does the 50% CGT discount work for crypto in Australia?

If you hold a crypto asset for more than 12 months before disposing of it, an eligible Australian-resident individual or trust may include 50% of the remaining gain after capital losses; companies receive no discount and complying super funds generally use 33.33%. For example, a $10,000 gain on an asset held 18 months becomes a $5,000 taxable gain after the discount. Capital losses must be applied to reduce the gross gain before the discount is calculated. The calculator flags holding period only; entity and residency must be confirmed before any discount is applied for Australian filers.

Do I need to report crypto staking income in Australia?

The ATO generally treats staking rewards as ordinary income at the time of receipt, valued at the AUD market value on that date. This income is reported separately from capital gains. When you later sell the staked tokens, any gain or loss is a CGT event calculated from the income value at receipt. The 12-month CGT discount may apply to the disposal if you held them long enough.

What if I cannot lodge by 31 October 2026?

Eligible taxpayers using a registered tax agent may have a later date under the ATO lodgement program, but dates vary by client category. If you cannot use an agent date, contact the ATO or a registered tax agent and lodge as soon as possible rather than assuming an automatic extension.

Australia Crypto Tax Deadline 2026

Name: ATO Tax Return Lodgement Deadline 2025/26
Start: 2026-10-31
End: 2026-10-31
Location: Australia

The standard ATO self-lodgement deadline for the 2025/26 financial year is 31 October 2026; the next-business-day rule applies when needed. This covers activity from 1 July 2025 to 30 June 2026. Taxpayers on a registered tax agent's client list before the self-lodgement deadline may have a later lodgement date under the ATO's agent program.

2025/26 deadlines at a glance

Financial year	1 July 2025 - 30 June 2026
Self-lodgement deadline	31 October 2026, subject to next-business-day rule
Tax agent deadline	Varies by agent program (check with your registered tax agent)
What to file	Individual tax return via myTax or tax agent, including capital gains schedule

Organise your Australian crypto records now. Upload your exchange CSV for a free preview with parcel-allocation assumptions disclosed, potential CGT-discount holdings identified, and staking income separated for review.

Try the Australia Crypto Tax Calculator - free →

Key dates for 2025/26

Australia's financial year runs July to June, which means the lodgement season runs later than most other countries.

1 July 2025: The 2025/26 financial year began.
30 June 2026: The 2025/26 financial year ended. Disposals after this date fall in 2026/27.
31 October 2026: Standard self-lodgement deadline, subject to the ATO next-business-day rule.
Tax-agent clients: Eligible taxpayers may have a later date under the ATO lodgement program; the exact date depends on the client category and agent arrangements.

ATO data matching for crypto

The ATO operates a data matching program with designated service providers including Australian crypto exchanges. If you traded on an Australian platform, the ATO likely already holds your transaction data and will match it against your lodged return.

The ATO has flagged crypto as a focus area for compliance reviews. Unreported gains or discrepancies between exchange data and reported income trigger review letters. Voluntary and accurate lodgement is always the better outcome than waiting for the ATO to contact you.

Activity from Australian and overseas exchanges must be included when it is relevant to your Australian return. Do not assume an exchange or wallet is invisible to ATO data matching; keep and report the complete records.

The 50% CGT discount

Capital losses apply before any discount. In the released report, an eligible full-year Australian-resident individual may apply a 50% discount to a qualifying gain on an asset held for more than 12 months. Other taxpayer types remain outside the released calculation contract.

Eligible-individual scenario: A $20,000 qualifying gain remaining after losses may become $10,000 for an eligible full-year Australian-resident individual after all checks.
Capital losses come first. You must apply capital losses to reduce your gross gains before applying the CGT discount. You cannot choose to skip a loss to preserve the discount.
Assets disposed of on or before the 12-month anniversary do not satisfy the individual CGT-discount holding-period test.
The report verifies the required facts. Entity, residency, exact holding period, losses and discount eligibility must all pass before checkout.

What you need to lodge your return

Accurate crypto tax reporting in Australia requires records going back to your first purchase of each asset.

Complete exchange CSV - account opening to today. The calculator's disclosed FIFO parcel allocation requires your full acquisition history. The ATO requires supportable cost-base records rather than prescribing universal FIFO.
Records in AUD. Foreign-currency values use Reserve Bank of Australia table F11.1 historical daily rates and the latest prior published observation for non-publication days.
CGT discount eligibility. Complete history supplies holding dates; the profile also verifies entity, residency, losses and discount eligibility.
Staking income records. The ATO generally treats staking rewards as ordinary income at receipt. Record the AUD value of each reward on the date it was received.
Capital gains schedule. Lodged via myTax (the capital gains section) or through your tax agent. Includes total proceeds, total cost base, and net capital gain or loss for each asset class.

How to calculate your crypto taxes

This calculator uses FIFO across the history provided as a disclosed parcel-allocation assumption. The ATO requires a supportable cost base and records rather than prescribing universal FIFO.

Export your transaction history from account opening to today. Download complete CSVs from each exchange - select account opening to today, not just the tax year. This covers all acquisitions that form your cost base pool.
Upload to DYOR.tax and select Australia. Confirm FIFO and select the Australian timezone. Add your tax details in the optional panel if you want the incremental resident income-tax estimate; otherwise the report lists the open items for your tax agent.
Add wallet addresses if you used DeFi. On-chain swaps, LP activity, and staking events on Ethereum and other chains are merged with your exchange data. The ATO generally treats token swaps as CGT events.
Review your free preview. See short-term gains (no discount), long-term gains (conditional CGT-discount review), staking income, and capital losses - all in AUD before paying anything.
Download the full PDF report. It includes a capital gains schedule with per-asset disposal details, holding periods flagged, and an income summary for staking. Enter the figures into myTax or share with your tax agent.

What if you cannot lodge by 31 October 2026?

The standard self-lodgement deadline for 2025/26 is 31 October 2026, with the next-business-day rule applying when needed.

Check tax-agent eligibility early. Eligible registered-tax-agent clients may have a later date, but the program is not a universal extension and dates vary.
Contact the ATO or a registered tax agent. If you cannot meet your applicable date, ask about the correct next step for your circumstances.
Lodge as soon as possible after any missed date. Do not wait for a compliance notice or assume that an agent extension applies automatically.

Common reasons Australian crypto filers miss the deadline

Assuming ATO data matching does not reach overseas exchanges. Coinbase, Binance, and Kraken are not in the local data matching program, but gains from those platforms are still taxable and your responsibility to report.
Confusing "capital gains" with "profits made this year." Prior-year purchase prices can affect this year's gain calculations under the selected parcel allocation. Without full historical data, the figures may be incomplete.
Forgetting staking income. The ATO generally treats staking rewards as ordinary income at receipt. Many filers only track capital gains and miss the income component entirely.
Not knowing about the tax agent extension. Self-lodgement ends 31 October, but tax agents have later deadlines. Many filers who miss October do not realise they still have time via a registered agent.

Related guides and calculators

Australia Crypto Tax Calculator - FIFO software assumption, conditional CGT-discount review, AUD conversion, staking income
Coinbase Tax Calculator Australia - Coinbase CSV with the calculator's disclosed FIFO assumption
Crypto Staking Taxes - how the ATO treats staking rewards as ordinary income